donna_martin
donna_martin
@donna_martin
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Topics: 0 / Replies: 12
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RE: Getting a mortgage for an investment property—worth it or too much hassle?

Totally get where you’re coming from. I swear, the last time a lender asked me to explain a $12 “mystery charge,” I almost sent them a photo of my dog...

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RE: Need help with foreclosure but lawyers seem pricey—what's your move?

Can definitely relate to the “frozen by paperwork” thing—sometimes I stare at a stack of forms and my brain just checks out. But yeah, ducking calls o...

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RE: Thinking about refinancing my VA mortgage, curious what others are doing

Man, I totally get what you’re saying about those “no out of pocket” deals. It’s like, they make it sound like you’re getting a free lunch, but then y...

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RE: RIDING THE RATE ROLLERCOASTER WITH ADJUSTABLE MORTGAGES

Riding the Rate Rollercoaster with Adjustable Mortgages Man, I hear you on those dense loan docs. I swear, I needed a decoder ring just to figure out...

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RE: Can H1-B Visa Holders Still Get a Mortgage After Trump’s Crackdown?

That “roll the dice” line hit home. I swear, when I was applying for a mortgage last year, I started wondering if I should send the underwriter a frui...

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RE: Why Is Getting a Mortgage So Hard When You're Self-Employed?

Cash deposits are a whole other level of stress, from what I’ve heard. I always wonder—if you sell something on Facebook Marketplace and deposit the c...

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RE: Can You Buy a Home with a 580 Credit Score?

That part about them wanting your life story for every $100 transfer? No joke, I once had to explain a Venmo from my grandma. I get why they do it, b...

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RE: How to Buy a Home with Loan and Secure Your Dream Home

Why do they care if my grandma Venmo’ed me $20 for gas, but barely blink at the fact that I’m about to owe the bank six figures for a mortgage? It’s l...

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RE: Is a Balloon Mortgage Right for Short-Term Homeownership or Investment?

Man, you nailed it with the “what ifs.” I looked at a balloon mortgage once and immediately pictured myself sweating bullets at 2am, refreshing Zillow...

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RE: When Can I Finally Ditch Mortgage Insurance?

Ugh, why does it always feel like appraisers are playing some kind of guessing game? When we bought our place, the appraisal totally ignored our updat...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

Honestly, I get the logic behind waiting it out, but sometimes life just doesn't cooperate, right? I had a friend who waited forever, built up his cre...

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RE: CONFUSED ABOUT LOANS THAT DON'T FIT THE BOX

Haha, ain't that the truth. Reminds me of the time my cousin skipped a thorough inspection because "the house felt right." Two months later, he discov...

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