I get your point about waiting it out, but honestly, isn't there something to be said for jumping in sooner if you can swing a bigger down payment? I ...

Haha, love the Netflix analogy—totally relatable. But now you've got me wondering...is refinancing more like binge-watching a show you kinda like just...

Haha, totally agree about the slow simmer thing—feels more like watching grass grow than paint dry sometimes. I've done both secured cards and credit-...

Did you find lenders were pretty open about providing Loan Estimates upfront, or did you have to chase them down? Last time I refinanced, felt like pu...

Haha, totally relate to the flossing analogy—good intentions, questionable follow-through. I usually remember to check mine whenever I'm about to make...