Couldn’t agree more with locking in a solid rate and moving forward. I’ve seen people get so hung up on chasing that last eighth of a percent, they en...
Title: When a fixed rate just won’t cut it: a mortgage adventure I’ll be blunt—fighting the tax assessment is a pain, but I’ve seen it work if you’...
Honestly, I’ve seen people get tripped up by “processing” or “admin” fees that are just fluff. If you push back, half the time they’ll drop them. Curi...
Yeah, lenders get jumpy about anything off the books. I’ve seen deals hit the skids over way less than a kitchen reno—one guy tried to claim a finishe...
I get the appeal of locking in a predictable payment, but honestly, sometimes people settle too fast just for that peace of mind. I’ve seen folks refi...
Honestly, I get the appeal of credit unions, but sometimes people overlook what the big banks can actually offer if you know how to play hardball. I’v...
Couldn’t agree more—shopping around is a pain, but man, I’ve seen some eye-watering increases when I’ve let policies auto-renew. Insurance companies d...
RIDING THE RATE ROLLERCOASTER WITH ADJUSTABLE MORTGAGES I get where you’re coming from, but honestly, I think ARMs get a worse rap than they deserve....
You nailed it—those fees multiply like rabbits if you don’t call them out. I’ve seen “processing charges” that sound like someone just made them up on...
I get the appeal of peace and lower bills, but honestly, I see folks underestimate the hidden costs of “living past civilization.” Sure, less HOA, but...
I’ve seen people scramble when their “backup” was just wishful thinking. In my experience, unless you’ve got a rock-solid exit strategy—like a signed ...
I get where you’re coming from, but honestly, balloon mortgages aren’t always the villain here. If you’re flipping or know you’ll sell in a couple yea...
Banks love to talk about their “systems,” but when you’re the one stuck on hold for the third time in a week, those systems don’t feel so reliable. I’...
Fair points all around. I've seen plenty of people jump into adjustable-rate loans thinking they're savvy enough to handle it, only to lose sleep when...
I see your point about balancing stability and risk, but honestly, sometimes you just have to jump in head-first. When I started developing properties...