I’ve wondered about this too. I’ve had appraisals come in higher than expected, and the only thing I’d changed was cleaning up the yard and touching u...

Totally get what you mean about “system updates” being the catch-all excuse. I’ve had a “processing fee” fluctuate for no clear reason, and when I ask...

Had a buddy who bought with a 585 score—definitely wasn’t ideal, but like you said, “sometimes life just doesn’t wait.” He ended up refinancing after ...

It’s wild how granular they get, right? I’ve had underwriters ask about $40 transfers from my mom, and I’m just sitting there thinking, “Do they reall...

Stress tests are helpful, sure, but do you think there's a risk of relying too heavily on them? I mean, calculators and tests can only predict so much...

We went pretty casual—mostly verbal agreements and trust. Worked out well for us, but I did feel a bit uneasy sometimes... Did you ever run into situa...

That's a good point about landscapers and contractors—never really thought about them as sources before. But how do you usually verify the info they g...

Haha, doesn't it always? But hey, even small progress counts. Curious—have you found it easier to stay motivated when you can see the principal shrink...