I’m with you on not trusting that agents will catch every little thing—been there, got the soggy carpet. Here’s my step-by-step: First, I make a quick...

Title: 2026 Down Payment Assistance: Get Up to $25,000 Before Funds Run Out I’ve actually seen both scenarios—sometimes it’s just a paperwork snag, b...

Honestly, I’ve seen the same thing happen—those “processing” fees can be sneaky. I always tell folks: get a copy of your Loan Estimate and Closing Di...

That’s wild, but honestly, I’ve seen even smaller stuff get flagged. Once, I had to explain a $20 Venmo from my brother labeled “pizza”—lender wanted ...

I hear you on the 1% rule—sometimes it just doesn’t fit the situation. Here’s a quick way I help folks figure out what actually makes sense: 1. List ...

I hear you on the pizza thing—my bank once flagged a transfer labeled “cat food” and wanted receipts. Guess they thought I was laundering tuna money? ...

Honestly, you nailed it with the “Accountant: The Musical” vibe. It’s wild how granular they get—like, do they really need to know about every $10 lat...

Haha, I feel this on a personal level. Last time we had an appraisal, I swear I spent more time scrubbing baseboards and hiding clutter than actually ...

Totally agree about finding someone who's been through it before—makes a huge difference. One thing I'd add is to break down your decision step-by-ste...

That's a good point about giving another officer a shot before switching lenders, but I'd add one more thing: prep work is key. Even though DSCR loans...

Good points raised here, but I'd also say there's a middle ground worth considering. Instead of chasing trends or sticking strictly to traditional est...

Definitely agree with your points, especially about checking the entitlement situation. I've seen a few cases where sellers were blindsided by that de...