You're spot on about checking comps first—it's surprising how many people skip that step and dive straight into renovations. I had a client last year ...
Yeah, property taxes can definitely throw a wrench into the refinancing math, especially depending on when your county bills you. I've seen clients ge...
Haha, honestly, I wonder about this all the time. You'd think they'd realize a decent website could save everyone—including their own staff—a ton of h...
Totally get that—gut instinct is key, but sometimes it's worth digging deeper too. I've seen folks pass up amazing opportunities because they seemed t...
Haha, been there. I get what you're saying about steering your own ship, but isn't there also something comforting about knowing exactly when your pay...
Yeah, I see your point about the emergency fund. Honestly, 6 months always felt a bit excessive to me too—especially if you're juggling mortgage payme...
Yeah, totally get where you're coming from. Refinancing can look great on paper, but life rarely sticks to the script. I've seen clients jump into ref...
Interesting point about contingencies—I've seen them save deals, but honestly, they're more often just a safety net that never gets used. Your lender'...
Interesting points about the thermostat settings—I tried messing around with mine too, but honestly, I still find myself manually adjusting it way mor...
Honestly, it's not as scary as it sounds—tax-wise, anyway. First thing you'd wanna do is check with the county assessor's office; they'll have records...