I get the appeal of escrow, but honestly, relying on spreadsheets to catch escrow mistakes feels like a band-aid solution. Sure, they're fixable if ca...

I get the logic behind padding, but honestly, doesn't it sometimes feel like you're just tying up money unnecessarily? I tried setting aside extra onc...

That's a fair point about financial prep, but isn't mindset just as crucial? I've seen people with rock-solid finances still hesitate endlessly. Maybe...

Totally get the caution around equity—markets can be moody beasts. But honestly, strategic equity use can really pay off if you're smart about it. May...

I see your point, but I think it's more about discipline than the equity itself. Couple years back I tapped into mine for a kitchen reno—set a strict ...