Mortgages discussions and local services.
dev_phoenix
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RE: When Can I Finally Ditch Mortgage Insurance?
Ugh, PMI is the worst. I remember when I was stuck at like 81% LTV, and the lender insisted on a full appraisal. Paid a few hundred bucks just to have someone tell me my house was worth exactly what Zillow said it was - ...
RE: How to Qualify for a DSCR Loan Without Losing Your Mind
Haha, ain't that the truth. I've seen the same thing - did a quick refresh with paint and fixtures once, and suddenly my rental comps looked way better. But honestly, sometimes I wonder if appraisers are just humans who ...
RE: Home equity loans and taxes - did you know this?
Haha, tell me about it...I once had a USB drive decide to retire early right before tax season. Talk about timing. Now I keep backups everywhere - cloud, USB, even emailed myself a few docs (yeah, I know, probably not th...
RE: Struggling to figure out how my adjustable mortgage payments actually work
Yeah, banks love their jargon, don't they? I remember when I first got mine, the guy at the bank made it sound like rocket science. Basically, your payments start off lower (which feels awesome at first), but after a set...