design_ginger
design_ginger
@design_ginger
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RE: Figuring out how much of my house I actually own

Good point, but easements aren't always a headache: - Had a utility easement on my last property, clearly marked and documented. - Utility crews alway...

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RE: Thinking about refinancing my VA mortgage, curious what others are doing

- Totally agree on the "game" analogy—every refinance I've done felt like navigating a maze of hidden fees and fine print. - Last time, I almost misse...

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RE: When Can I Finally Ditch Mortgage Insurance?

- Totally get where you're coming from—waiting can feel safer, but sometimes the market shifts quicker than we expect. - I remember sweating over my a...

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RE: Buying a house after bankruptcy—bigger down payment or wait it out?

Totally agree with this. When we bought our second home, our credit wasn't exactly stellar (life happens...), but having a solid down payment really s...

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