Yeah, appraisal waivers can be a lifesaver, but they're definitely not a sure thing. I've seen plenty of cases where borrowers thought they'd qualify,...

Good call on getting the updated survey done early—saves a ton of headaches later. Had a client once whose fence was off by almost 3 feet, and it turn...

Yeah, zoning can be tricky—seen a lot of folks run into similar issues. Good call on the windows though. I've noticed clients often underestimate how ...

Refinancing can def make sense sometimes, but I wouldn't totally dismiss it just because you're stretching debts. If you use the freed-up cash flow to...