debbie_rider1810
debbie_rider1810
@debbie_rider1810
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Topics: 0 / Replies: 7
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RE: Waiting forever on my refinance loan approval—is this normal?

Yeah, the “final” checklist is honestly just the beginning of the end—there’s always one more thing. I’ve seen underwriters ask for explanations on $1...

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RE: Why I went with a fixed rate mortgage (and maybe you should too?)

Couldn’t agree more with this. Here’s how I usually break it down for folks: - Fixed rate = steady payments, easy budgeting, less stress. - Variable ...

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RE: Buying a Home in 2026? You Might Be Missing a Free $25,000

Yeah, those digital mortgage apps look super streamlined at first, but I’ve noticed they still dig deep into your bank statements. It’s wild what trig...

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RE: Exciting News for Future Homeowners!

Title: Exciting News for Future Homeowners! Totally agree that a little paranoia is healthy, but I’ve seen folks get stuck in “analysis paralysis” to...

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RE: RIDING THE RATE ROLLERCOASTER WITH ADJUSTABLE MORTGAGES

- “nobody’s coffee mug is magic... but I’d pay good money for one that could predict the Fed.” — If someone invents that, I’m first in line. - Adjus...

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RE: Does an old bankruptcy matter more than a recent one?

Honestly, it’s wild how much it depends on the lender’s mood or policy that day. I’ve seen folks with ancient bankruptcies get grilled, while others w...

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RE: New Homes with Low Interest Rates

Honestly, I get where you’re coming from, but I’d push back a bit—those low rates on new builds can be a game changer for folks who’d otherwise be pri...

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