Haha, your "document prep fee" story sounds painfully familiar. When I refinanced, I spotted a mysterious $50 "email communication charge." Seriously,...

Haha, reading your post brought back some vivid memories of my refinancing adventure. You're spot-on about lenders being picky—my credit score was dec...

Did we have the same life? 😂 We also thought we'd move before our ARM adjusted, but then... surprise twins! Refinanced ASAP—who needs extra st...

Exactly! Ever had that sinking feeling when you realize escrow didn't magically catch the leaky roof or the ancient furnace? Been there, done that... ...