debbie_diver
debbie_diver
@debbie_diver
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Topics: 0 / Replies: 9
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RE: Lost in the paperwork jungle: mortgage edition

Honestly, the paperwork is ridiculous. I swear they invent new documents just to keep us on our toes. I had to dig up a 3-year-old tax return at one p...

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RE: How Do You Shop Around For Home Insurance—Or Do You Just Stick With The Same Company?

That hits home. I stuck with my old insurer for years thinking it’d help my credit or something—nope, just cost me more. Switched last renewal and sav...

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RE: Need help with foreclosure but lawyers seem pricey—what's your move?

Honestly, I’ve never found that magic middle ground either. The “free consult” hustle is real—blink and you’re in for a grand or two just to get start...

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RE: When a fixed rate just won’t cut it: a mortgage adventure

That’s exactly it. I once spent weeks chasing down two different departments just to get a simple redraw on my split loan. The “flexibility” they sell...

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RE: Did you know housing counselors can help with credit issues too?

Title: Did you know housing counselors can help with credit issues too? Honestly, I used to think paying stuff off was the magic fix, but it’s way mo...

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RE: Getting Results When Your Loan Servicer Drops the Ball

Faxing is a nightmare, I hear you. It’s wild that in 2024, we’re still jumping through hoops just to prove we sent a document. I’ve had servicers “los...

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RE: Thinking About Refinancing? Rate & Term Refi Might Save You More Than You Think (Plus a 10-Day Closing Option)

Honestly, getting a straight answer from lenders about fees is like pulling teeth. I’ve pushed for a full breakdown before signing and sometimes they’...

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RE: Does having a top-notch credit score really make home buying easier?

I get where you’re coming from. It does feel a bit over the top sometimes—like, really, you want to see the receipt for a $50 PayPal transfer? But tha...

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RE: Can Non-Permanent Residents Still Get FHA Loans?

Honestly, I get where you’re coming from. It’s a pain when underwriters nitpick every single document, but I’d rather have them be thorough than risk ...

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