I get where you’re coming from, but I’ve actually had lenders flat-out refuse to budge on some of those fees. Sometimes they’ll just say “company poli...

That’s a fair point about matching the reno to your market. I just get nervous about sinking a ton of borrowed money into upgrades, even if they’re “e...

Honestly, I get nervous just letting the portal decide, but after a few too many “please resubmit” emails, I kinda gave up trying to guess what they w...