I've definitely seen lenders become more flexible on closing costs when they know you’re shopping around. But keep in mind, even if they roll costs in...

Good points there, especially about the closing costs. One thing I'd add is to look at your long-term financial goals too—like, are you refinancing ju...

I've been there—had a similar situation last winter when my water heater decided to retire early. Learned the hard way that winging it isn't ideal. Wh...