I’ve actually walked away once when the fees just kept creeping up—felt like every time I asked for a breakdown, something new popped up. It’s a hassl...

I always pull all three reports, just to be safe. Had a weird collection pop up on TransUnion once that wasn’t on the others—nearly derailed my refi. ...

Couldn’t agree more about flagging those fees early. When I refinanced, I actually made a spreadsheet and compared every line item across lenders. Som...

Lenders definitely liked seeing a bigger down payment when I was refinancing, but honestly, having that emergency fund gave me way more peace of mind....