I've seen similar situations play out quite often. A client of mine recently mentioned to their lender they were exploring refinancing options elsewhe...

Good points made here, though I'd add a quick caution about rushing to ditch mortgage insurance. While it's tempting to get rid of that extra monthly ...

Couldn't agree more on the importance of checking runoff patterns first. When I bought my rural property, the previous owner had installed an elaborat...

Good point about zoning—I've seen more headaches come from zoning surprises than liens, honestly. Liens are typically straightforward and easy enough ...

Good points overall, but I'd caution against relying too heavily on home appreciation to ditch PMI early. Appraisals can be unpredictable—had a client...

Using home equity can be a solid move, but it's definitely not one-size-fits-all. Renovations make sense if they're adding real value to your home—lik...