I get the caution, but is doubling everything really necessary? Seems a bit extreme. Sure, remodels almost always go over budget, but maybe that's mor...

You're definitely onto something with timing. I've noticed similar issues—had a property appeal fall right during budget season, and it felt like pull...

Did you factor in the risk of market fluctuations when you refinanced? Sure, your home's value jumped nicely, but that's not always guaranteed—especia...