Honestly, the whole “loyalty discount” thing feels like a bit of a joke these days. I’ve seen clients save hundreds just by shopping around every coup...
Conforming Loans Really Do Make Life Easier I hear you on the temptation to stretch, especially when you find a place that just *feels* right. But ho...
You nailed it—it really is a balancing act. I’ve seen clients get tripped up by the most random requests, like a $12 Venmo for dog-sitting. Sometimes ...
That’s honestly been my experience too—the person you get can make or break the whole process. Some lenders just have their act together when it comes...
You nailed it with the “insurance” analogy. That peace of mind with a fixed rate is hard to put a price on, especially if you’ve ever had life throw y...
Couldn’t agree more about the fine print—some of those grant programs look amazing on paper, but the strings attached can really trip people up. I’ve ...
Title: Home Buying 101: Stuff I Wish I'd Known Beforehand That’s a fair point about rules shifting on a dime. I’ve actually had clients who bought in...
VA IRRRLs can definitely be a lifesaver in underwater situations—seen it firsthand with a couple clients recently. They're pretty forgiving about appr...
This hits the nail right on the head. I've seen plenty of homes where old windows were basically letting money fly right out into the neighborhood—tal...
Had a client who went through something similar—thought they'd need to overhaul the whole system right away, but after a month or so, things settled d...
That's a smart move—I've seen a lot of people jump straight into shorter loans because the lower interest rate looks great on paper. But honestly, fle...
Great point about zoning—seen it happen more times than I can count. Had a client sit on land for almost 5 years, zoning quietly changed, and suddenly...
Couldn't agree more—rushing into a purchase after financial setbacks can really limit your options. I've seen clients jump too soon and regret it late...
Banks can definitely drag their feet sometimes, but in my experience it's usually not intentional—more like they're juggling a ton of applications and...