Yeah, that's exactly what I've been wondering about lately. First-time homeowner here, so forgive the newbie questions—but how do you even get a relia...

Yeah, refinancing calculators can definitely paint a rosier picture than reality sometimes. When I was looking into refinancing last year, the calcula...

Yeah, I've been wondering the same thing. But speaking of guidelines, does anyone know if there's a similar rule-of-thumb for when it's worth trying t...

Yeah, that's pretty much where I landed too. When I bought my first place last year, everyone kept pushing the "safe" route—stick to traditional plann...

Have you considered just making extra payments instead of refinancing? I'm pretty new to this myself, but when I was researching mortgages, a friend m...