I've been thinking about this too, especially after reading: Last winter, I hesitated on replacing my old water heater to save money... ended up fl...

That's a fair point, but I'd argue that the numbers deserve a bit more attention than you're giving them. Refinancing can definitely help with immedia...

Yeah, I've noticed the same thing. Usually, it's because the escrow recalculation doesn't sync up with the auto-payment schedule. I double-check every...

All good points, especially about hidden fees. Honestly hadn't even thought about disposal costs or permits adding up...that stuff really sneaks up on...