I’ve been through this dance a couple times, and honestly, it’s never as cut-and-dry as people make it sound. When we bought our last place, our DTI w...

Had a similar thing happen with a “mailing fee” that was supposedly for overnighting docs, but when I asked for tracking info, they couldn’t provide a...

I remember doing something similar after a rough patch a few years back—rolled a chunk of credit card debt into a refi because the rate looked so much...

PRE-APPROVAL VS PRE-QUALIFICATION: WHY DOES IT MATTER FOR HOME BUYERS? Honestly, I get what you mean about the nitpicking. When we bought our last pl...

PRE-APPROVAL VS PRE-QUALIFICATION: WHY DOES IT MATTER FOR HOME BUYERS? That nitpicky stuff is so real. When I bought my last place, I remember having...

That line you pulled——really hits home. I learned that the hard way when I bought my first place. Trusted the counselor and the real estate agent, did...

I get where you're coming from, but honestly, I think the whole “keep notes on every little deposit” thing is a bit much. When I bought my last place,...

It’s wild how many lenders still treat rental income like it’s Monopoly money. I remember sitting across from a loan officer, showing him three years ...

I get the caution around HELOCs, but honestly, sometimes tapping equity can be a smart move if you're strategic about it. We did it years ago to add a...

That's a fair point. When we refinanced a couple years back, I noticed something similar. The rules were definitely stricter compared to our first mor...

I totally get the appeal of jumping ship and chasing dreams, but honestly, it's not always the best move for everyone. A buddy of mine did something s...

I learned the hard way about HELOCs back in '08. Thought I was being smart tapping equity to renovate the kitchen—granite countertops, fancy cabinets,...

Totally get this. When we bought our first place, PMI was just another line item I shrugged off at first—until I started noticing it month after month...