This is spot-on. I've seen it happen plenty of times—people refinance, see the extra couple hundred bucks each month, and suddenly it's going toward d...

I'm usually all for flexibility, but honestly, refinancing to a shorter term saved me thousands in interest. If you're disciplined enough to regularly...

Had something similar happen on a project site a few years back. Here's what worked for me: 1. Got an updated survey done ASAP (worth every penny). 2...

Did exactly this a few years back—went from a 30-year to a 15-year mortgage. Here's what I'd suggest: First, crunch the numbers and see how tight your...

Reverse mortgages can be tricky, but tapping equity itself isn't always risky. A HELOC or home equity loan might be clearer and simpler—just gotta rea...