Did something similar myself a while back—freed up some cash by refinancing, then realized the long-term interest was a killer. Decided to take a prac...

Couldn't agree more—seen this happen way too often. Another thing people overlook is how pre-approval helps you set realistic expectations. I've worke...

Couldn't agree more—markets can be unpredictable beasts. One thing I'd add from experience: before diving into renovations, check recent sales in your...

Yeah, credit unions can be lifesavers for these mixed-use properties. Banks often stick to strict guidelines, but smaller lenders or local banks somet...

Yeah, I get where you're coming from on this. When escrow runs short, lump sums can feel like a bit of a sting upfront, but honestly, they're usually ...