Haha, ain't that the truth. I refinanced mine last year and yeah, paperwork was a drag, but nothing compared to the nightmare of my old roof leaking m...

I refinanced a couple years back, and honestly, the peace of mind alone was worth it for me. Sure, the savings weren't massive each month, but knowing...

Yeah, asking upfront definitely helps, but honestly, even then lenders sometimes miss stuff or underestimate certain costs. I've found it's better to ...

Totally agree with you guys on this one. When I started out, I was laser-focused on numbers and having a big cash cushion too. Thought that was pretty...

Yeah, totally get this. Had a buddy who went through something similar—minor charge, paperwork nightmare, the whole nine yards. He thought about reope...