crafts_nala2627
crafts_nala2627
@crafts_nala2627
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RE: Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?

Your experience with the thermostat mirrors mine pretty closely. I moved into an older place about two years ago, and the first thing I did was swap o...

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RE: Feeling Stuck Paying Only Interest and Getting Nowhere

I keep hearing refinancing is the way to go, but honestly, I've been hesitant. Did you find the fees and closing costs manageable? Last time I looked ...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

I get your reasoning—leaky roofs are no joke, and buckets in the living room aren't exactly a design trend I'd recommend. But I wonder if tapping equi...

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RE: When Can I Finally Ditch Mortgage Insurance?

Good point about checking lender-approved appraisers, but honestly, I've found lenders can be pretty flexible if you just talk to them. When I refinan...

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RE: Tapping home equity vs. traditional estate planning—what makes more sense?

My aunt went the reverse mortgage route a few years back, and honestly, it was kind of a mixed bag. She loved the extra cash flow at first—took some n...

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