Definitely agree on this. A few more things to keep in mind from experience: - Watch the breakeven point closely—if you're planning to move before yo...

This is spot-on. Last time I refinanced, I caught a random "email delivery fee"—seriously, charging me to send emails? I politely pushed back, and the...

- Totally agree on the fixer-upper analogy—it's spot on for big decisions like this. A few thoughts from my own experience: - Numbers first, instinct...