I’ve seen one refinance move quickly, but it was during a slow month and the borrower had every document ready to go—like, obsessively organized. Even...

From what I’ve seen, FHA can be a real bear for dropping MI, especially if you started with a low down payment. I had a client who thought they’d refi...

That’s spot on. I had a client once who was quoted a $900 “document prep” fee. We asked for a breakdown and, after some back and forth, it magically d...

Title: Tapping home equity vs. traditional estate planning—what makes more sense? I hear you on the reverse mortgage thing. My aunt went that route t...

I can definitely relate to that adjustment period. When we finally got rid of PMI, I had this grand plan to funnel every extra dollar into our retirem...

Yeah, those occupancy rules can definitely catch people off guard. But honestly, sometimes being "stuck" isn't always a bad thing financially. A clien...

Had a similar scenario with a client recently—everything seemed straightforward, but then the appraisal got delayed and threw off the whole timeline. ...