Haha, totally relate to the window pain (pun intended). We bit the bullet last year and replaced ours—wallet still recovering, but mornings are way le...

Yeah, you're spot-on about the no-closing-cost refinances—they're definitely not a magical freebie. I looked into this pretty thoroughly last year whe...

Wish I'd known about HIRO sooner—I spent weeks trying to figure out why the HARP site wouldn't load before realizing it was long gone. 😂 Anywa...

I get the logic behind documenting everything, but honestly, I've found that even meticulous records don't always save you from IRS ambiguity. When we...

Haha, I refinanced last year and got a similar box—mine had a cheesy keychain flashlight and a notepad I'll probably never use. Do people actually get...