comics893
@comics893
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RE: Snowball vs avalanche method for tackling card debt

Couldn't agree more with this. I've seen plenty of people get sucked into the avalanche method because, on paper, it's mathematically superior. But re...

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RE: Finally found something that explains foreclosure clearly

Yeah, totally get what you're saying about conflicting advice—even seasoned pros can sometimes muddy the waters. When I first dipped into foreclosures...

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RE: Smart Thermostat Vs. Energy-Efficient Windows: Which Saves More Money Long-Term?

I've noticed similar trends in my own properties. Triple-pane windows definitely have their value, especially if you're dealing with older homes or ex...

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RE: Figuring out how much of my house I actually own

I get what you're saying about emails feeling overly formal, but honestly, having something in writing—even casually—can save you a ton of headaches d...

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RE: Transferring your mortgage smoothly without losing your mind

True, but I'm not sure it's always about outdated systems or bad communication. I've noticed that some lenders intentionally keep their processes a bi...

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RE: Buying Land Without Building Right Away—Did You Know This?

Yeah, conflicting info between departments is pretty common in my experience. I once had planning tell me one thing about setbacks, only to have zonin...

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RE: How to Qualify for a DSCR Loan Without Losing Your Mind

Yeah, I've noticed the same thing lately. Had a lender recently push back hard on projected rents, even though we had solid comps. Ended up providing ...

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RE: Tapped into my home's value and finally debt-free—anyone else done this?

I've seen that happen more times than I care to count. Refinancing feels like hitting the reset button, and suddenly there's this illusion of extra br...

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RE: mortgage hunting online—better luck with comparison sites or direct lenders?

You're right to be skeptical—comparison sites can be handy for a quick overview, but they're definitely not foolproof. I've found some decent deals th...

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