- Totally hear you on the follow-up fatigue. There’s a fine line between staying on top of things and just spinning your wheels. - Agree that getting ...

- Totally hear you on the document scavenger hunt. - I’ve noticed some lenders just default to requesting every doc under the sun, even if it’s not ...

Honestly, I get the appeal of just paying extra when you can, but for a lot of folks (myself included), that flexibility turns into “I’ll do it next m...

- You’re not imagining things—most companies are banking on people giving up after a few rounds of “We regret the inconvenience.” - Liability is def...

That’s the dream, right? If only. Here’s what’s worked for me when trying to cut through the noise: - Always ask for a Loan Estimate (LE) up front. L...

Title: Can You Buy a Home with a 580 Credit Score? Totally get what you mean about the underwriters. When I bought my first place, my credit was hove...

Couldn’t agree more—learned that the hard way when I refinanced last year. Here’s what stood out for me: - Broker found a lender I’d never heard of w...

Good call on providing comps. People underestimate how flexible appraisers can be if you approach them respectfully with solid data. Another tip—doubl...

Couldn't agree more with this point. ARMs can look attractive upfront, but they're definitely not for everyone—especially if you're not 100% sure abou...

Totally agree on the duplex idea—starting small can be a smart move. A friend of mine did exactly that, lived in one unit and rented out the other. He...

I've seen lenders budge a bit on DSCR, but honestly, it's usually more of a headache than you'd hope. A couple things I've noticed from my own experie...