Had a similar experience refinancing our place—thought it'd be straightforward, but the bank suddenly acted like we were asking for a loan to build a ...

Yeah, totally agree it's all about knowing yourself and your situation. When we bought our first place, we went with an ARM because we were convinced ...

Haha, sounds familiar... I once confidently told my spouse I'd "handle" our property taxes solo—ended up googling terms at 1am, surrounded by snack wr...

Totally relate to the whack-a-mole feeling...when we bought our place post-bankruptcy, we put down a bigger chunk thinking it'd help us sleep better. ...

Yikes, yeah, that's rough. I remember when my neighbor went all-in on a backyard pool and patio setup right before the market took a nosedive. He joke...

Yeah, private lenders are definitely quicker, but man, those rates can bite you in the backside later. A buddy of mine went that route for convenience...