That's a smart point about timelines. I've seen plenty of people underestimate how quickly life circumstances can shift. A client of mine refinanced i...

This makes sense to me. I once had clients who got overwhelmed by escrow details in their lending docs—they skimmed through, missed key points, and en...

That's the key right there. I've seen clients do something similar—tap into equity to diversify investments—and it can work out fine, but only if they...

Dodged the Starlink bullet myself. Almost signed up, but the upfront cost made me pause—glad I did. Turns out our local provider quietly boosted their...

Yeah, I think you're onto something with the timing and frequency. Banks definitely track patterns—like when I traveled for work last year, my card go...

Yeah, you're spot on about that. I've seen clients shocked when they realize how much a small credit dip can cost them over 20 or 30 years. Another th...