Pre-approval’s a bit of a hassle, yeah, but in my experience, it’s a game changer when you’re competing with cash buyers or folks who can close quick....

Portfolio loans are kind of a double-edged sword. I’ve used them for a couple of properties that just wouldn’t fit the conforming box—think weird mixe...

That’s the catch a lot of people miss—if you’re not staying put, rolling in that debt can backfire. I’ve seen folks refinance, then get relocated for ...

Yeah, the appraisal game is a wild ride lately. I’ve had deals where I was sure the numbers would work, only to get blindsided by a low value because ...