Good points there—though I'm curious, have you thought about how comfortable you'd feel if your emergency fund took a big hit? Sometimes even discipli...

Interesting take on the windows...but I'm not totally convinced they're just a comfort upgrade. From my experience, energy-efficient windows can actua...

I've noticed banks get jumpy over anything remotely out of the ordinary. Last year, I bought some flooring supplies—nothing crazy, just laminate board...

Good point about the interest-only phases being tricky...seen a few clients underestimate that myself. Curious, did you compare total interest costs o...

I get the hesitation about jumping around, but honestly, isn't exploring different paths kinda necessary these days? Like when I started out, I though...