Yikes, that's rough—talk about bad timing. But hey, hindsight's always 20/20, right? I've seen plenty of people take equity risks that paid off big-ti...

Had a similar run-in myself—sold my old drum set on Craigslist right before applying for a mortgage. Thought I was being smart, clearing out clutter a...

Haha, your "Vegas winnings" story is gold. Reminds me of the time I had to sit across from a lender and explain a payment labeled "bribe money." It wa...

Haha, been there. Here's a quick survival guide for next time: 1) Gather docs, 2) Submit docs, 3) Wait confidently, 4) Panic when lender asks for rand...

When I refinanced to a shorter term, my credit score took a small dip initially—like maybe 10-15 points—but it bounced back pretty quickly. Here's the...