You make a solid point—locking in a low rate can definitely shift the math. Still, I'd say it depends heavily on individual goals and risk tolerance. ...

Exactly, referrals are helpful but they're not bulletproof. Had a client once who trusted a friend's recommended inspector without checking reviews......

Couldn't agree more on prioritizing sanity over a marginally lower rate. Many borrowers underestimate the hidden costs of paperwork headaches and snea...

I've definitely seen this happen more than once. Infrastructure improvements are usually a double-edged sword—great for quality of life and property v...

Checking your credit upfront is definitely a wise move—I've seen plenty of people caught off guard by surprises later in the process. Transparency can...