Good points above, especially about not getting too hung up on exact appraisal numbers. One thing I'd add is to also factor in your equity growth over...

I can definitely relate to your hesitation here. When I refinanced my mortgage last year, I initially dreaded the thought of diving back into paperwor...

I can definitely relate to this dilemma. When I bought my first home, I was determined to handle everything myself—partly out of pride, partly to save...

I've also found the avalanche method effective, especially psychologically—it's motivating to see the high-interest balances shrink faster. Consolidat...