Good points here. From what I've researched (currently prepping to buy my first place), lenders definitely care more about your recent financial habit...

I get the hesitation, but honestly, PMI isn't always the enemy it's made out to be. A few points I'd throw out there: - Interest rates matter. If you...

Totally get this. As a first-time buyer, I chose principal + interest precisely because watching that balance drop gives me some peace of mind... espe...

Went through something similar recently when applying for my first DSCR loan. A few things I learned the hard way: - Had a lender initially freak out...

We actually did something similar last year—pulled some equity to invest in ETFs. Here's my quick take: - Returns have been decent, nothing mind-blow...