Locked in My Mortgage Rate at the Perfect Time - I’m right there with you on the spreadsheet thing. When I was going through my closing docs, I liter...

I’m right there with you on the “foot in the door” idea. Here’s what I’ve been weighing: - Bigger down payment definitely helps after bankruptcy, but...

Totally agree, Dropbox is a lifesaver. Couple extra things I've found helpful: - Tagging receipts with keywords like "plumbing," "roof," or "inspecti...

Good points here. From what I've researched (currently prepping to buy my first place), lenders definitely care more about your recent financial habit...

I get the hesitation, but honestly, PMI isn't always the enemy it's made out to be. A few points I'd throw out there: - Interest rates matter. If you...

Totally get this. As a first-time buyer, I chose principal + interest precisely because watching that balance drop gives me some peace of mind... espe...

Went through something similar recently when applying for my first DSCR loan. A few things I learned the hard way: - Had a lender initially freak out...

We actually did something similar last year—pulled some equity to invest in ETFs. Here's my quick take: - Returns have been decent, nothing mind-blow...