Yeah, FHA can be a stickler for repairs, even the little stuff. I’ve seen buyers have to fix peeling paint or loose railings before closing, but then ...

Haha, the infamous Venmo witch hunt... I’ve seen underwriters ask for explanations on $5 coffee splits. It’s wild. Keeping a “just in case” folder is ...

Yeah, those “minor” issues can turn into wallet-busters real quick. I always tell folks—don’t just read the docs, talk to neighbors if you can. They’l...

I totally get where you’re coming from. I’ve seen folks try to keep everything in separate accounts, and sometimes it just turns into a game of “where...

Honestly, I’ve seen a few folks get a little more wiggle room than you’d expect, but it’s definitely not the norm. The no doc lenders are pretty set i...

That’s a solid list. I’ve seen people get caught out when they thought they had plenty of time before the rate adjusted, then life threw a curveball. ...

Yeah, the paperwork grind is real—sometimes I think lenders just want to see if you’ll survive the scavenger hunt. But you nailed it: persistence and ...