christopher_thompson
christopher_thompson
@christopher_thompson
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Topics: 0 / Replies: 6
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RE: Trying to figure out how much of my house I actually own

I see your point about inflation technically helping, but honestly, that logic never really calmed my nerves either. A few thoughts from someone who's...

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RE: Found a dream home thanks to rural loan perks

Haha, rural appraisals are definitely a different beast. When we refinanced last year, the appraiser had to use comps from nearly 45 mins away—felt pr...

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RE: Thinking about refinancing my mortgage—worth it or waste of time?

We refinanced from adjustable to fixed about three years ago, and honestly, it was mostly about reducing stress. A few things we learned along the way...

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RE: Career Crossroads: Stick With Stable Gig or Jump Into Risky Dream Job?

Good points here, but refinancing isn't always a magic bullet. I've refinanced my home and lowered payments, sure—but the worry doesn't vanish because...

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RE: How to Qualify for a DSCR Loan Without Losing Your Mind

Had something similar happen when refinancing my duplex. Lender got stuck on a short vacancy in July—prime vacation season, go figure. Took me a few r...

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RE: Trying to figure out how much of my house I actually own

Good points, appraisal definitely helps. A couple things I'd add from my recent refinance experience: - Appraisals are great for market value, but do...

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