chill22
@chill22
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RE: Getting through debt counseling without losing your mind

Couldn’t agree more with this. I’ve watched people get totally bogged down by apps that are supposed to make things easier, but end up just being anot...

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RE: Escrow accounts—better through banks or independent services?

Title: Escrow accounts—better through banks or independent services? That’s definitely been my experience too. Here’s how I usually break it down f...

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RE: Trying out debt help services—worth it or just more stress?

I get where you’re coming from about being direct and prepared—it really does make things smoother. But I’ve gotta say, not everyone has the time or h...

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RE: Trying out debt help services—worth it or just more stress?

Those contracts are wild, right? I’ve had clients nearly back out of home purchases because the mortgage docs felt like a foreign language. I always t...

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RE: How to Buy a Home with Loan and Secure Your Dream Home

Honestly, I’ve had clients who got flagged for a $15 Venmo from their roommate labeled “utilities”—it’s wild. One couple I worked with ended up diggin...

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RE: Need help with foreclosure but lawyers seem pricey—what's your move?

Couldn’t agree more—banks seem to have a magical ability to misplace things right when you need them most. I always tell folks: make a folder (digital...

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