Good point about not generalizing—I've definitely seen both sides too. When I switched to a credit union, noticed a few things: - Online banking was ...

Good points, especially about the hidden costs being baked into rates. Another thing to watch out for—did you factor in how refinancing might impact y...

10% might feel thin, but going as high as 20% could tie up a lot of your liquidity unnecessarily. A few things to think about: - DSCR lenders mainly ...

Totally agree with checking for forgotten accounts—those sneaky little debts can really blindside you. A friend of mine actually lost out on a house b...

Totally agree with plumbing leaks being a rite of passage, haha. A few other repairs I've faced that made me suspicious the house had it out for my wa...

I've escalated a couple times, and honestly, it's been a mixed bag for me: - One time, getting a supervisor involved actually sped things up—she sort...