- Can’t tell you how many times I’ve chased that “perfect” rate, only to realize later the lender snuck in a $400 “processing fee” for…what, exactly? ...

Totally agree—those “creative” fees are like the magician’s misdirection. You’re watching the rate, meanwhile they’re pulling a rabbit out of your wal...

- Totally hear you on the paperwork circus. I swear, every time I apply, they want proof my dog’s been house-trained since 2012. - Big banks are bruta...

Title: Does having a top-notch credit score really make home buying easier? Man, I remember thinking my 800+ score was gonna have lenders rolling out...