Couldn’t agree more about the paperwork. Lenders want to see consistency, and if your income fluctuates year to year, it gets even trickier. I’ve had ...

Yeah, lenders definitely seem to scrutinize every little transaction these days—had a similar experience myself, though mine was over a $20 birthday g...

While patience and gradual equity building have their merits, tighter mortgage rules aren't always beneficial. I've seen situations where overly cauti...

This is spot on. When I was refinancing one of my properties last year, I thought I had everything neatly organized—until the underwriter flagged a mo...

I get the frustration, but I'd caution against dismissing pre-approvals too quickly. Sure, lenders can throw curveballs—I've seen deals nearly collaps...