I’ve run into this a bunch—had a client with an 830 score, two solid jobs, and still got grilled over every deposit from his side hustle. Here’s what ...

I’ve actually had the opposite experience—most lenders I’ve dealt with still lean hard on W2s or tax returns, even when the rental income is solid and...

PRE-APPROVAL VS PRE-QUALIFICATION: WHY DOES IT MATTER FOR HOME BUYERS? Here’s how I usually break it down for folks: 1. Get pre-qualified if you ju...

Honestly, I hear you on the fees—those “little” charges can sneak up and suddenly you’re staring at a much bigger number than you expected. I always t...

Title: Top 10 Mortgage Questions Answered: Everything You Need to Know I hear you on the “junk fees”—they’re sneaky, and it’s easy to just accept the...

I've actually had success with this once. Like you said: I just clearly laid out the overlooked comp with solid data and kept it respectful. Didn't...

FHA's definitely a useful starting point, and refinancing later can often trim down that pesky mortgage insurance. Grants, though... yeah, the occupan...

I see your point about digital portals, but honestly, sometimes a quick face-to-face or phone call can clear things up faster. Had an issue once where...

Fair point, but honestly, PMI isn't always just a distraction. If you're close to that 20% equity mark, a quick appraisal or small lump payment can kn...