Totally get where you’re coming from. I’ve used balloon mortgages for a couple of short-term flips, but honestly, it always felt like rolling the dice...

Honestly, I think you’re onto something. Interest rates get all the headlines, but those “hidden” costs like taxes and insurance are what really sneak...

Interesting points here, especially about discipline being key. I agree tapping equity isn't always a disaster waiting to happen, but I'm curious—has ...

Couldn't agree more with this. I've seen plenty of folks run endless scenarios in their heads (and spreadsheets) until they're practically paralyzed. ...

That's a good point about proactively tracking your LTV. But I'm curious—does anyone know if lenders typically require a formal appraisal when you req...

You're spot on about lenders having wiggle room. Last time I refinanced, I casually mentioned another lender's lower fees, and suddenly they "found" s...