Haha, learned that one the hard way myself. I remember proudly sending in my first extra payment, only to realize months later they'd just applied it ...

Totally relate to this. When I refinanced a couple years back, my income was basically a patchwork quilt of side hustles and freelance gigs—brokers lo...

I could totally see more people holding off on buying for a bit longer. Reminds me of when my cousin was house hunting a couple years back—rules tight...

Yeah, reading through this thread is giving me flashbacks to when I tried transferring my mortgage last year. Thought it'd be a breeze—boy, was I wron...