Yeah, I learned this the hard way too. Had a similar issue when a creek behind our property gradually shifted the soil—ended up losing a good chunk of...

Had a similar experience myself. Refinanced one of my older properties a couple years back—not for lower payments, but to shift from a 30-year to a 15...

Had a similar experience a couple years back when I was looking at developing a small lakeside cabin property. The banks were pretty hesitant at first...