Title: Does an old bankruptcy matter more than a recent one? Honestly, I’ve seen this play out both ways, and it drives people nuts. Some lenders act...

Honestly, this is the kind of thing I see all the time—people get lured in by that low ARM teaser rate, thinking they’ll be in and out quick. But life...

That’s the tradeoff right there. I see a lot of folks get really excited about shaving years off their mortgage and saving on interest, but then reali...

Refinancing can definitely be a smart move if your home's value shot up, but you're right—those closing costs can sting. I've seen lenders drag their ...

Couldn't agree more about the assessor's office—it's funny how we always brace ourselves for the worst, only to be pleasantly surprised. I've had clie...

I've actually seen a few lenders get this right lately—mostly smaller outfits or credit unions. They use tech to streamline the paperwork, but when th...

Totally agree with this. I've seen plenty of folks get tunnel vision on closing costs and miss the bigger picture. Honestly, shaving off a few hundred...